Construction Plant & Hired-In Plant Insurance
Plant Insurance With Instatruck
What Is Plant Insurance?
- Construction
- Agriculture
- Manufacturing
- Logistics
- Demolition
- Haulage
What Equipment Can Be Covered By Plant Insurance?
Plant and hired-in plant insurance can protect a variety of special types fleet equipment, including:
- Diggers, mini diggers, earth movers, tar sprayers, steam rollers, and other construction plant
- Lifting equipment – including mobile cranes, cherry pickers, scissor lifts, and forklifts
- Agricultural equipment – tractors, combine harvesters, sprayers, and trailers
- Attachments such as welfare units and on-site cabins
What Risks Can Plant Insurance Cover?
Depending on the makeup of your policy and the options you decide upon, a plant insurance policy can offer the following protections:
- Theft
- Loss
- Accidental damage
- Road risks – so you take vehicles on the road
- Third-party working risks (TPWR) – covering damage to other people’s property
- Glass cover
- Loss or damage to trailers
- Tools, and equipment –including workers’ tools
- Off-site storage
- Static equipment
- Cover while in transit – so if your kit is involved in an accident or is damaged while its being moved from job to job, you’ll be protected
- Ongoing hire charges – if hired-in plant is damaged or stolen, this can cover the ongoing hire charges for a period of time, usually 90 days
What Types Of Plant Insurance Are There?
Special types fleet insurance’s inbuilt flexibility allows it to cover the many types of equipment plant users have. So, it can insure:
- Hired-in plant
- Owned plant
- Equipment temporarily – from a day to a month to a year
- On an all-risks basis – covering fire, flood, theft, and damage
How Much Does Plant Insurance Cost?
At Instatruck, we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs, compare our markets, and create a package of cover that fits your requirements to a tee. What we can say is that your plant insurance quote will depend on factors such as:
- Whether it is owned or hired-in plant
- The equipment’s value
- Where you work
- The type of work your business does
- The turnover of your business
- If you have any employees
- If you have made any claims recently
- Where is your equipment stored overnight
- If you have any welfare or support structures
To get the plant insurance that’s right for you, call the Instatruck team on 01332 320540. We’ll get to know your needs before comparing our markets to find you a great plant or hired-in plant insurance quote.
Plant Insurance FAQ
There are a few ways you can potentially reduce your plant or hired-in plant insurance:
- Use an independent insurance broker such as Instratruck as they’ll do the shopping around for you
- Checking the policy to ensure you’re not paying for options you don’t need
- Increasing your excess
- Ensuring your equipment is stored securely at night
Get A Plant Insurance Quote
If you’d like some plant insurance help or a plant or a hired-in plant insurance quote, call Instatruck on 01332 320540. We can give you all the advice you need and can compare our markets to find you the cover you require.
Like Some Insurance Help?
If you’d like to some fleet, truck, or plant insurance help or a plant insurance quote then please contact Instatruck on 01332 320540. Our award-winning team of independent insurance brokers will be happy to give you all the help you need and provide you with a great value insurance quote.